Shopping for furniture online can help you avoid pushy salespeople and save money. And you can often find coupon codes for full-price items. Another option is to sign up for a furniture store credit card. These cards often come with special financing and other benefits.
Look For Online-Only Retailers
They buy furniture that used to require trips to several stores and hauling items across town. But today, there are plenty of options for those looking to switch to online shopping. Depending on the retailer, shoppers can find a wide selection, lower prices, and convenience.
However, the downside of online furniture shopping can be the time it takes for pieces to arrive.
Another option is to sign up for a store credit card. Nearly every major retailer offers one, often with perks like special financing and rewards programs. If you pay with a credit card, consider choosing a card offering a low annual percentage rate or 0% intro APR to minimize interest charges.
It’s also wise to shop during a sale. Many furniture manufacturers unveil new collections twice a year, in the spring and fall, so stores must clear out old inventory to make room for the new.
Look For Coupons For Free Shipping or Flat-Rate Shipping
Shopping for furniture can be a love-hate experience. It’s easy to fall in love with a gorgeous piece in a catalog or showroom, but when it comes time to purchase, the natural world often rears its ugly head: Furniture doesn’t come cheap. If you plan to buy a sectional, sofa, or dining table, here are some practical tips for saving money.
One of the most common ways to save on furniture is to shop online instead of in-store. You can avoid the hassle of dealing with pushy salespeople and take advantage of free or flat-rate coupons like those from Ashley Furniture.
Another tip is to shop during promotional periods. Many stores will mark down prices to clear out old inventory before the arrival of new lines. The best times to look for discounts on furniture are in the spring and fall when most manufacturers unveil their new collections. It’s also worth checking out online tools to track price drops. Purchasing furniture with cash rather than credit can also help you save money.
Sign Up For a Store Credit Card
When shopping for furniture, it’s easy to fall in love with a piece and be convinced that you must have it. Many retailers offer credit cards to encourage purchases. If you’re a frequent shopper at the retailer, a card can be a great way to earn rewards and get more discounts.
However, there are some essential things to remember when applying for or using a store credit card. For one, most retail cards come with lower credit limits than traditional ones. This can be problematic if you’re not careful to spend what you can pay off in full each month.
Additionally, most retail cards have higher interest rates than traditional credit cards. This means that even if offered a 0% interest promotion, the interest charges can quickly add up and cost you more in the long run than if you paid cash. For these reasons, it’s best to store credit cards if you know you can always manage your debt responsibly.
Look For Warehouse Sales
Depending on how long you’ll be in your home, you might have the luxury of saving for furniture rather than taking out a loan. It is essential to avoid the high-interest rates that come with furniture credit cards for large purchases.
When shopping in-store, ask salespeople about their company’s warehouse sale schedule. Many stores open their warehouses several times yearly to sell off overstock, floor samples, returns, and scratched or dented items. This is an excellent time to score a great deal.
In addition to offering deals during the sales, furniture stores also get shipments of new pieces early in the week to process them before the weekend.
Look For Coupons For Full-Price Items
Furniture stores often offer zero percent financing to entice shoppers. But many shoppers need to learn that interest begins to accrue immediately if even one payment is late and can be pretty high (18 percent or more).
Online retailers sell the same furniture as major store chains but charge much less. Plus, they often include free shipping to save even more.
Shoppers can get the best prices by timing their purchases around annual sale periods. This is especially important for large-ticket items that can be costly to return if they don’t fit.
Another tip to remember is that furniture pieces can look deceptively small in a showroom but end up being too big for their intended room. Buyers can avoid this problem by measuring the dimensions of their rooms and comparing furniture options in multiple stores. It’s also a good idea to use a browser plug-in that tracks prices for you and alerts you of price drops so you can make the most informed purchase possible.